# FIND Real Estate

> FIND Real Estate is an agent-owned real estate brokerage headquartered in New York City. Agents choose a plan with a set commission split (85%, 90% or 100%, or 50–80% on FIND Pro depending on where the deal comes from) and a flat monthly fee from $0, plus a training plan for new agents.

Since 2009. 750+ agents. 40,000+ transactions and $6B+ in sales since 2016.

## Plans for agents

- **FIND Zero**: keep 85%. $0 monthly fee and $0 join fee. No E&O insurance charge. No fee on commercial deals. Listing platform included. Requires $50,000+ GCI in the prior 12 months and FIND approval. Best for: Established agents who want no fees, ever, and no E&O charge.
- **Flex 90**: keep 90%. $119 per month. $249 one-time join fee. E&O insurance: $95, charged twice a year. 5% fee on commercial deals. Best for: Newer agents, part-timers, or anyone who wants a low monthly fee.
- **Core 100**: keep 100%. $549 per month. $249 one-time join fee. E&O insurance: $95, charged twice a year. 5% fee on commercial deals. Best for: Full-time agents who want to keep their entire commission.
- **FIND Pro**: keep 50–80%. $0 monthly fee and $0 join fee. Keep 50% on leads FIND provides (Zillow Premier Broker / Realtor.com). Keep 70% on sales and commercial deals you generate yourself. Keep 80% on rentals you generate yourself. Lower splits on paid referral programs. E&O insurance: $95, charged twice a year. Requires FIND approval. Best for: Agents who want to work leads FIND provides, with no monthly fee. Open to qualified agents.
- **Jumpstart 50**: keep 50%. Training program for new agents. $119 per month. 50% until six verified closed transactions, then switch to Flex 90 or Core 100. E&O insurance: $95, charged twice a year. 5% fee on commercial deals. Best for: New agents who want training while they close their first deals.

- E&O insurance is $95, charged twice a year, on every plan except FIND Zero.
- Flex 90, Core 100 and Jumpstart 50 have a 5% fee on commercial deals. FIND Zero has none.
- Commissions are paid within 2 business days of the funds clearing: FIND processes them as soon as the funds clear and the direct deposit lands the next business day. Payout timing is as set out in your agreement.
- You can change plans once per calendar year, with notice.
- Deals in progress when you leave that close afterwards carry a 20% fee.

## What an agent keeps in the first year

| Yearly GCI | FIND Zero | Flex 90 | Core 100 |
| --- | --- | --- | --- |
| $50,000 | $42,500 | $43,133 | $42,973 |
| $100,000 | $85,000 | $88,133 | $92,973 |
| $250,000 | $212,500 | $223,133 | $242,973 |

- First-year figures: GCI × split − 12 monthly fees − the one-time join fee − E&O ($190 a year on Flex 90 and Core 100; none on FIND Zero).
- Assumes residential deals. Flex 90, Core 100 and Jumpstart 50 have a 5% fee on commercial deals; FIND Zero doesn't.
- FIND Zero requires $50,000+ GCI in the prior 12 months and FIND approval. On fees alone it can keep a little less than Flex 90; what it offers is no fees, ever, and no E&O.
- FIND Pro isn't shown: its split depends on where each deal comes from (50% on leads FIND provides, 70% on your own sales and commercial deals, 80% on your own rentals).
- Jumpstart 50 isn't shown: its 50% split lasts until six verified closed transactions, then you switch to Flex 90 or Core 100.

## How this compares

Brokerages in NYC generally use one of three models. Traditional brokerages split commissions with the agent, often 60/40 to 70/30, so the brokerage keeps 30–40% of every deal. Capped-split brokerages take a percentage until a yearly cap, but usually add transaction or royalty fees on each deal. Some advertise 100% commission but charge high monthly desk fees. FIND uses set splits with a flat monthly fee, or no monthly fee at all on FIND Zero and FIND Pro, so you can see what you keep before you join.

## Markets

- Licensed in New York: New York City (including Staten Island), Long Island and East Hampton, Westchester, and upstate in Saratoga and the Capital Region through Global MLS.
- FIND also brings on agents in Hoboken (NJ), Philadelphia (PA) and Miami (FL).

## Tools for agents

- CRM, marketing studio, postcards, comp reports, agent websites and team pages; a phone and texting add-on; inquiries from FIND's website are sent to FIND agents.

## Links

- [Join FIND](https://www.findrealestate.com/join): apply to join as an agent
- [Plans and pricing](https://www.findrealestate.com/join/plans): every plan and the take-home table
- [Agent FAQ](https://www.findrealestate.com/join/faq): questions agents ask before joining
- [Full text for AI tools](https://www.findrealestate.com/llms-full.txt): this summary plus the whole FAQ

## Contact

- Headquarters: 5 West 37th Street, 12th Floor, New York, NY 10018
- Email: hello@findrealestate.com
- Phone: +1 212 994 9965
- Website: https://www.findrealestate.com/